The Advantages of Cash Advance Loans
Capitol Drive Loans specializes in issuing payday loans, cash advances, personal loans and installment loans. Many people take advantage of these types of loans. We provide a set of conditions that make it easy for you to get a fast cash advance. To make sure this loan is right for you, we would like you to know some of the most important personal loan information.
We Provide No Credit Check Loans
We do not pull your credit report to qualify you for a payday loan. We, at Capitol Drive Loans, recognize that persons with bad credit histories might have trouble getting credit. Providers of traditional consumer finance options decline any application they deem high-risk. Individuals thought to be high risk might have grappled with debt in the past, though the high-risk group can also contain people with no credit history at all. We accept loan applications for cash advances that other traditional lenders do not.
Quick Approval and Possible Same-Day Loans
Approvals can happen quickly! Our online loans make your money available to you fast, sometimes on the same day! We want to provide cash advance solutions for you until your next payday, and we provide fast loans for this very reason. When money is tight, it is reassuring to have a dependable loan provider like Capitol Drive Loans. Our experienced loan officers are ready to serve you. Are you ready to get started? Then visit our Milwaukee office to begin the process.
Easy Application Process for Payday Loans
You can apply for your cash advance loan easily online. Usually, applying for a loan comprises completing an online form with financial and personal details. Be assured that your details are held confidential. You can also reach us by phone or come see us in person to experience our outstanding customer service.
Payday loans are conveniently available outside “normal” banking hours. Our online application process provides the chance to apply at any time. You can also monitor your loan or check your balance whenever you wish.
Our Loans Have Fewer Requirements Than Others
Traditional bankers usually need a credit check and verify your ability to repay a loan. We have fewer requirements to apply and so our no credit check loans more accessible to you.
Generally, all you need to apply for a cash advance loan from Capitol Drive Loans is to:
- Be at least 18 years of age
- Have a government-issued ID and/or Social Security number
- Have a regular job or another regular source of income
- Have a current bank account
We Make it Easy for You to Manage Your Loan
We give you the option to manage your accounts online. Easy accessibility is one of the many payday loan benefits that make Captiol Drive Loans more manageable. You have access to a personal online account once you make an application for a cash advance, and you can view your loan balance, repayment dates, and have the option to make payments. Managing your loan online also makes it easy to make early repayments if you have the money available.
You can always pay off the loan early without incurring a penalty. We can easily withdraw funds from the account on file and offer alternative installment loan payment choices as well. Additionally, we forward payment prompts via text or email and encourage you to repay the loan as soon as you can!
Some forms of credit can put you into debt for more than 12 months. Our loans, for all intents and purposes, are for short periods. Their tenure should cover days or weeks – and not hang over you for years.
Cash Advances for Emergencies
If you need a cash advance for emergency expenses, same-day loans are an alternative to consider. Approximately 60% of Americans do not have enough savings to cover $500 or $1,000 unplanned costs or emergencies.
Subsequently, this means that an illness or a vehicle breaking down could easily be constituted as a crisis, throw you off your budget, and make things difficult. You may not have time to wait for a traditional form of borrowing to be approved.
We have a fast application process and make serving you a priority — some of our clients get approved in a couple of hours. Once you are approved, we deposit the money in your bank account as early as the same business day.
Use the Money for Whatever You Need
We have no limitations on the use of loans. We recommend that you only use your short-term payday loans for emergencies and essentials. Payday borrowing is a short-term form of credit. This type of cash advance prevents you from having a loan over your head for years.
Overdraft fees, bounced checks, default fees, and other charges can easily climb up. Taking out a loan to cover unexpected costs or expenses you cannot afford may decrease the total that you pay. If you miss a credit card payment, you may also incur an overdraft fee. Taking out a cash advance loan could allow you to make your credit card payment and could allow you to pay your overdraft fees.
The Borrower (You) In Charge
We provide clear and concise information about the payment amount, monthly payments (if your loan tenure is more than a month), and your repayment dates. You get to choose the loan amount and the repayment term. The loan timeframe is entirely in your control. You can decide on the ideal loan tenure based on your repayment capacity.
We show you how much you need to pay in total, along with each installment amount. You make an educated determination to borrow money based on the information we provide. You can choose to apply online or to visit our Milwaukee location if you prefer.
Additionally, we recommend that you borrow no more than you need. Too little may leave you with more financial strain, while borrowing too much is likely to exacerbate an untenable circumstance.
If you need cash to pay off any unforeseen bills, Capitol Drive Loans wants to help you with a cash advance or payday advance loan. Our installment loans are perfect for all emergencies; we encourage you to visit our Milwaukee office today! We are licensed and regulated by the Wisconsin Department of Financial Institutions.
When you opt for Capitol Drive Loans for your loan, you can depend on our integrity. We have a qualified, courteous, and competent Customer Care team online, on the phone, and in-person available to answer any loan-related questions you have.
Quick, efficient, and easy! They make it very easy for you to pay it off. Extremely friendly and helpful. I don't have a job, but I was still able to get it with minor disability!
They are quick, easy and helpful. They have great attitudes.
Please review our loan disclosure prior to completing the agreement for your loan.
This advertisement is an invitation to send us an installment loan application. If your loan application is approved, you will need to complete the transaction and collect the funds at the location that you have chosen.
Repayment min to max: 3 to 60 months Maximum APR: 35.99%
Total Cost: The total loan amount plus APR
Repayment: Loans are not required to be repaid within 60 days